Software & Mobile App Development Company in Colombia
Mobile, web and AI development for Colombian startups and enterprises, built around local payment rails, DIAN e-invoicing and the Habeas Data regime.
- NDA & full IP ownership
- Senior engineers
- Working hours that overlap with Colombia
What should a Colombian business expect from an outsourced engineering partner? Fluency with PSE and Nequi, respect for Habeas Data rules, and a working rhythm that suits Bogotá hours. Sigmato is a software development company for Colombia’s growing tech sector, supporting founders and corporate innovation teams in Bogotá, Medellín and Cali with mobile apps, web platforms, SaaS and applied AI. Our engineers sit in Bengaluru, India, and our branch office is in the United Kingdom.
Colombia’s Digital Economy at a Glance
Colombia is one of Latin America’s busiest startup hubs, with fintech, delivery and logistics leading demand for custom software. Medellín’s innovation district around Ruta N, Bogotá’s concentration of banks and corporates, and Cali’s logistics and agro-industrial base each shape different product needs. Traditional exports such as coffee, flowers and energy are also digitising supply chains and buyer portals, while the country’s large BPO industry is investing in automation and conversational AI.
What Our Software Development Company Builds for Colombia
We cover the full product lifecycle, from first prototype to scaling a live platform. Typical Colombian engagements include:
- Consumer and fintech apps built natively or with Flutter, tuned for the mid-range Android phones most Colombians carry.
- Delivery, mobility and marketplace platforms with live tracking, courier apps and dispatch dashboards, following patterns from our on-demand delivery app guide.
- Web applications and back-office systems on Node.js, Django or Laravel.
- Spanish-language chatbots for WhatsApp and web support, a natural fit for BPO and contact-centre operators.
- Dedicated React and Angular developers who extend an in-house Colombian squad.
Habeas Data and Financial Regulation
Colombian apps that collect personal data must follow Law 1581 of 2012 and its implementing decrees, enforced by the Superintendencia de Industria y Comercio (SIC). In practice, that shapes your product in several ways:
- Prior, express and informed authorisation from each user, stored so you can prove it later.
- A published data-processing policy and channels for users to query, correct or delete their information within the legal response times.
- Extra protection for sensitive data such as health or biometric records, and special care with data about minors.
- Registration in the RNBD (National Register of Databases) for companies above the asset threshold the SIC sets.
- International transfer rules, which matter when hosting outside Colombia; we document cloud regions and processor agreements accordingly.
Fintech products face a second layer: the Superintendencia Financiera de Colombia supervises regulated entities, runs a regulatory sandbox and is implementing the open finance framework. We design consent, audit logging and API security so your compliance team can map controls to those rules.
Local Payments: PSE, Nequi and Bre-B
Card-only checkouts underperform in Colombia because many buyers prefer bank transfers, wallets or cash. A well-built checkout typically combines:
- PSE, the online bank-debit button that almost every Colombian bank customer recognises.
- Nequi and Daviplata wallets, widely used for everyday payments and person-to-person transfers.
- Bre-B, the instant-payments system run by Banco de la República, which lets users pay with simple keys such as a phone number.
- Cash vouchers through networks like Efecty for customers without bank accounts.
- Gateways such as Wompi, PayU or Mercado Pago to bundle cards and the options above.
Every sale must also produce a valid electronic invoice for the DIAN, so we connect your platform to an authorised e-invoicing provider. HR products may need DIAN’s electronic payroll documents as well.
Collaboration Hours with Bogotá
Colombia stays on UTC-5 all year, which puts it five or six hours behind the UK and about ten and a half hours behind India. Your morning lines up with the UK afternoon, giving a reliable two-to-three-hour window for stand-ups and demos with our UK team. Bengaluru engineers pick up tasks during your night, so a bug reported at 5 pm in Medellín is often fixed before your next stand-up.
How a Colombian Project Runs
- Kick-off workshop to agree users, success metrics and the payment methods you need on day one.
- Prototype in Figma, written in Colombian Spanish with COP formatting, for testing with real customers.
- Two-week build sprints with demos and test builds on Google Play and TestFlight.
- Compliance and security pass against Law 1581 duties and OWASP mobile risks.
- Launch and growth support, including monitoring, analytics and roadmap planning.
Indicative budgets in USD: a focused MVP usually lands between $18,000 and $50,000, while a regulated fintech or multi-sided marketplace often runs from $60,000 to $140,000. We can show figures in Colombian pesos too; the final quote always depends on scope. For more detail read our fintech app development guide.
Frequently Asked Questions
Why hire an Indian team instead of a local agency in Bogotá?
Many Colombian companies combine both: a local product owner plus an offshore team that adds senior capacity at a lower monthly cost. Our overnight delivery cycle also shortens turnaround on fixes.
Can you integrate PSE and Nequi in the same checkout?
Yes. Most Colombian gateways expose both through one API, and we handle the redirect and webhook flows so orders update reliably even when a user closes the bank page early.
Do we need to register our app’s database with the SIC?
That depends on your company’s total assets and legal form. Your lawyer should confirm it, and we provide the technical inventory of databases, purposes and storage locations needed for registration.
Who owns the source code?
You do. Our contracts assign all IP to your company, and code lives in your repositories from the first commit.
Build Your Next Colombian Product
Send a short description of your idea or the system you want to modernise, and we will propose a stack, team and timeline.